A no-nonsense guide to buying travel insurance


Most of us are already convinced that a travel insurance is a lifesaver. This is most especially important when we travel overseas. Imagine having to deal with cancelled flights or lost baggage. With a travel insurance, we get peace of mind knowing we are covered under bad circumstances.

What type of travel insurance should I get?

My  idea of a good travel insurance is one that's not only affordable but also comprehensive. Basically, you wanna get one that covers luggage loss, theft, as well as medical problems. Certain types of travel insurance offer a set of coverage that will fit your specific needs. 

Should I get a travel insurance quote?

Getting a travel insurance quote is something you can do for free and without obligations. All you have to do is input some basic information on things like who will  be included in your trip, how old they are, and how much is each traveler's trip cost. TravelGuard, for example, lets you include additional members of the family in certain plans for free if they are 17 years old and younger. Once you get everyone included in the quote calculator, all you have to do is click the button to find out how much it's going to cost. For me, a Basic Plan summed up to $114 for three travelers that each cost $1,000 for a trip, one of which is a two-year-old. Other factors in your trip will add up or lessen the cost.

When is the best time to buy a travel insurance?

The great thing about travel insurance is that unlike other types of insurance, you may purchase it if you only want it on a certain trip, or even a month ahead. I recommend that you should do your research. If you are traveling overseas or for long periods of time where medical access is limited, you should definitely consider getting a travel insurance.


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The Editor
We like the freedom of open road travel. Whether it's in the streets of London to the outback of Australia, nothing beats driving your vehicle and enjoying your trip -- your way. Join us in sharing ideas on where to go, where to stay, and fun things to do on roadtrip stopovers all over the world.

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